Let FHA Loans Help You

Owning a home is a big part of the American Dream

Call 24 hours- 800-331-4697 and dial the extension below

Half Percent money down – For ext 2865

FHA 'Lower Credit' Mortgage Program ext 4029

Mortgage rates are at 50-year lows. Home prices are affordable again for thousands of families. Since nobody knows how long this will last, today's market is a rare buying opportunity for working families with stable incomes and acceptable credit.

But too many qualified borrowers are sitting on the sidelines because they do not know where they can get all the information.

Loan program to choose from to buy home

Purchasing a home is one of life's major landmarks and for some, it is even a dream come true. 

Here at MGB Financial we understand the magnitude of this decision and it is our goal to make your transition into home ownership unforgettable.

• FHA, VA, 203 k
• Down payment assistance
• Conventional loans
• Luxury homes financing
• Jumbo loans
• CAL PERS, CAL STRS, CHDAP,

FHA 'Damaged Credit' Mortgage Program

Did you know?

• That most people who think they do not qualify for an FHA Home loan actually do?
• That there are FHA Lenders who deal specifically in 'credit problem Mortgages' ?
• There are programs designed to quickly assist US Citizens to raise their credit scores to an acceptable level.

Some credit problem mortgages include:
 

No Money Down Home Loans. . Even with credit problem, mortgage lenders and companies are prepared to offer lower down or 10 percent financing loans to first time home buyers. In some instances, a buyer may qualify for 103 percent financing. The additional monies are ideal for paying closing costs and other related fees.

No Credit Score Loan . If you have money for a down payment and closing costs and no FICO score, consider applying for a no FICO score home loan.

Reasons to apply for an 'FHA Credit problem Mortgage'

• High Debt to Income Ratio
• Low Credit Score
• No Credit History
• Previous Bankruptcy, Foreclosure, or Repossession call us
• Collection Accounts, Past Due Accounts, and Judgments call us.

This is a free service and there is no obligation.
Call 1-800-331-4697 ext 4029.

MGB Financial has many, many loan programs to choose from.

Our First-Time Homebuyer consultant will help you with pre-approvals & low down payments

Getting Pre-Approved For Any Program

Anyone still unsure about the new rules should ask a reputable lender to pre-qualify them for a mortgage. Think of a pre-qualification letter almost like a driver's permit for the new rules of the home buying road. A mortgage pre-qualification letter can:

• Confirm you can qualify for a mortgage;
• Tell you how much you can expect to borrow;
• Make you a stronger home shopper since sellers won't have to worry about whether you can qualify for a mortgage.

FHA Free Pre-Approval Letter

Many real estate agents and sellers won't let you step foot in their property if you haven't spoken to a lender or broker. Agents want to know that you are qualified and ready to purchase a home before working with you. On top of that, many sellers demand that a Pre-Approval letter accompany all offers to purchase.

Before going home shopping, get a Pre-Approval letter and carry it with you.

We provide Pre-Approval Letter- This is a free service and there is no obligation. All information is strictly confidential.Call now!
 

In order to better assist you, please get started by providing some brief information on the form below. Please fill it out and fax it back to us.

Prequalification Form

All information is strictly confidential.