| Home Affordable Refinance -up to 125% - Must meet guidelines
- If your mortgage loan is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. Fill out the form to find out if you are qualified for the program or not.
- Late payments and
delinquencies O.K. if caused by a Loan Reset on an adjustable mortgage
- Finance all costs, late fees,
and deficient balances up to the standard MAX FHA loan limits per state
- Short Refinance allows
existing lender to take a "short payoff" or create a "silent
second" for the uncovered balance
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| FHA
- 96.5% & Half percent down Purchase and Rate/Term Refinance up to 125% - Must meet guidelines
- 85% Cash Out Refinances
- Automated and Manual
Underwriting available
- No Credit Depth required
- 6% Seller Concessions
allowed
- Non-Occupant Co-Borrowers
are O.K.
- Payoff
FHA or Non-FHA current mortgages
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Forms
Click Here for FHA Application
Click Here for FHA Secured ApplicationFor more information on these programs, please fill out the form below.
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