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REFINANCE YOUR LOAN


DO you know you can still do the refinance. Interest rate is getting better every day?..... depending on your credit, loan to value, loan programs and guidelines.

This is the still right time for refinance.

We make refinancing easy no matter what your goal.

Whether it's switching from an adjustable to a fixed rate loan (or vice versa).

Lowering payments.

Getting cash out of your home equity.

Consolidating debts.

Or consolidating a first and second mortgage.

Get help selecting the right loan for you. And discover ways we can speed up the approval process.

We've done away with the traditional requirements and paperwork. And that's at no extra cost.

Home Affordable Refinance -up to 125% - Must meet guidelines

- If your mortgage loan is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. Fill out the form to find out if you are qualified for the program or not.

- Late payments and delinquencies O.K. if caused by a Loan Reset on an adjustable mortgage

- Finance all costs, late fees, and deficient balances up to the standard MAX FHA loan limits per state

- Short Refinance allows existing lender to take a "short payoff" or create a "silent second" for the uncovered balance

FHA

- 96.5% & Half percent down Purchase and Rate/Term Refinance up to 125% - Must meet guidelines

- 85% Cash Out Refinances

- Automated and Manual Underwriting available

- No Credit Depth required

- 6% Seller Concessions allowed

- Non-Occupant Co-Borrowers are O.K.

- Payoff FHA or Non-FHA current mortgages

VA Loan-Important message to veterans! You may be able to lower the interest rate on your VA mortgage. If you act quickly! This VA program can save most veterans thousands of dollars, but you have to sign up!



CLICK HERE FOR MORTGAGE INFO

 

For our streamline refinance program

* Upfront You pay nothing, no points!
* No credit check!
* There is no property appraisal!
* We do not need tax records, or bank records

 

Free Prequalification (Refinance Application)

 

 

Thank you for taking the time to fill out our online application. It should only take you a few moments to complete. Upon its review, one of our Senior Loan Officers will contact you by the next business day to discuss your various options as well as the amount you qualify for. Before hitting the submit button, please print the application, sign it and fax it at (562) 481-3768 as your signature is very important to process your application.

 

 

REAL ESTATE
Financial Information Sheet

 

 

Services are for California only

 

For More Info, please go to Home

Click Here for the Refinance Application

  Your Contact Information  (Please complete all fields)  
First Name:

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To make sure that we send you the right information to help you in your current situation, please indicate which report you want to receive:
  • If you are planning to make your move in the next 6 months or less, you'll need to organize yourself quickly.  However, even within this short time frame, there are many issues you can address.  Please order Report #1.

  • If you think it will be longer than 6 months before you make a move, there are a greater number of issues you can address.  Within this longer time frame, the choices that face you are a little broader.  Please order Report #2.
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MGB Financial Services, Inc
Kal or Lokeesh @ 800-331-4697 ext 1257
Fax No: 562-809-0644 Email: mail@mgbfinancial.com
CA DRE license # 01243572. DRE phone # (916) 227-0931. Programs are subject to change without notice